1. Acceptance of Terms

By accessing or using any services, websites, or communications provided by CapitalSavvy Grp, or their affiliates (referred to as the "Company"), you agree to be bound by these Terms and Conditions. If you do not agree, you must discontinue use immediately.

2. Services Overview

The Company provides business and personal funding services, and client financing solutions. SMS notifications, email communications, and website interactions are integral parts of our services. Users must consent to receive notifications and communications as part of these services.

3. Consent for SMS and Communications

Users opting into our services acknowledge and agree:

• To receive SMS messages, email communications, or phone calls related to services and promotions.
• To provide accurate contact information to facilitate such communications.
• That message and data rates may apply, as determined by the user’s mobile carrier.

4. User Responsibilities

Users must:

• Provide accurate and up-to-date contact information.
• Use our services only for lawful purposes.
• Not misuse or attempt to compromise the functionality of our services or websites.

5. Disclaimer of Liability

The Company makes no guarantees regarding the improvement of credit scores or the success of funding applications. Services are provided "as is" without warranties of any kind. The Company is not liable for:

• Indirect, incidental, or consequential damages.
• Loss of data, revenue, or opportunities arising from the use of our services.

6. Indemnity

Users agree to indemnify and hold harmless the Company, its employees, affiliates, and agents from any claims, damages, or liabilities resulting from their use of our services.

7. Changes to Terms

The Company reserves the right to modify these Terms and Conditions at any time. Continued use of services constitutes acceptance of any changes.

8. Governing Law

These Terms and Conditions are governed by the laws of the State of Ohio, without regard to its conflict of law principles.